Must have. If you go with the right provider you can set up recurring card payments. Handy.
How's that work soapy
The payment is processed through the Cardsave website. If you get a customer who pays over the phone with a card, you process the transaction, when the payment has gone through ask them if they want it to come off their card automatically every month. If they agree you set it up through the website. I set mine to come off on the first of the month for ease of processing. When the recurring payment goes through you get an email confirming whether the payment was successful.
I treat them pretty much the same as standing orders, although unlike standing orders the length of time a recurring card payment goes through is set by the expiry date on the card (I assume). I have not been doing it that long so have not had a card expire yet.