[chris scott]

Trying to update our public liability so reading through a few policys.Most  insurance does not cover roof cleaning.
Some cover you for cleaning at height but not for being on the roof. Nor bridges or tunnels or pollution (think about this one!!!)

[Roger Oakley]

Bit like most insurance, you can be covered but it will cost you, guess you have to way-up being properly insured to what you charge if you see what I mean.
Doesn't the working at height thing come in around 1.5-2 mt's these days it may even be lower?. Glad I stick to the flat surface's and don't have this problem.

[BDCS]

I tell my insurance what I do and they cover me which this year cost £152 

[Matt Gibson]

I think gleaming cover up to 20m.

[chris scott]

I think gleaming cover up to 20m.

I would clarify that with them...maybe it covers you for cleaning up to 20 m high but possibly not if you are stood on the roof at 19mts cleaning it.

[chris scott]

Glad I stick to the flat surface's and don't have this problem.

Except the pollution....what do you do with your waste water?

[Roger Oakley]

Glad I stick to the flat surface's and don't have this problem.

Except the pollution....what do you do with your waste water?

It goes in the flower beds from paving, decking and furniture. Very rarely do front drives these days, so don't have the waste water running into storm drains.
I do understand these issues about water going down drains, but until someone can tell me that all these car washes that crop-up everywhere are playing by the book and not just flushing to the nearest drain then......

[Blast Away]

Just spoke to Mark at Gleaming and we're cover for up to 25m which includes roof cleaning.

[DMC Window Cleaners Ltd]

I think gleaming cover up to 20m.

I would clarify that with them...maybe it covers you for cleaning up to 20 m high but possibly not if you are stood on the roof at 19mts cleaning it.

hiscox insure your too 25 meters and thats your feet not working height

[Blast Away]

Hiscox are the underwriter for Gleaming.

[DMC Window Cleaners Ltd]

oh ok i go direct to hiscox really then a broker

[chris scott]

Tried Hiscox....they told me they didn't do this type of insurance. They then passed me on to there specialist insurance company who did. I mentioned scaffold tower ,cherry picker and they s***t themselves!    Gleaming will cover me , so will polished insurance ........guess what?

[DMC Window Cleaners Ltd]

really i can give you the details for the lady i talk to at hiscox she is very knowledgable about this trade

[chris scott]

really i can give you the details for the lady i talk to at hiscox she is very knowledgable about this trade

If you would. What trade are we talking about?

[Blast Away]

Chris, think ours is about £420 a year, that's with employers too for 1(my bro)

[Kenny83]

really i can give you the details for the lady i talk to at hiscox she is very knowledgable about this trade

If you would. What trade are we talking about?

Thought you didnt go on rooves chris? apart from soft washing from the ground?

[chris scott]

I can get public liability only (not including employers) for £170 ish but i am trying to determine what i am covered for while working at height . It all seems to fall apart when i tell them how i got to 15m that i am working at. If i could fly up  of my own accord , at a guess i would say that i am covered ...but if  i use a access platform or scaffold tower it seems to get a bit fluffy round the edges!
I dont really "go on roofs" but i still feel i need the cover . As even putting your foot on a roof would constitute working "on the roof" by an insurance company.
There is no point paying the Bast***s if you case is not completeily watertight. You might as well not have insurance if you "omit" any information you later rely on when the s*** hits the fan.

[Matt Gibson]

If I remember correctly, when I was signing up to gleaming they said up to 25m which includes towers/scaff/mewp/ladders. Doesnt matter how you get up there.