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H20cleaning

  • Posts: 2098
really happy with my insurance for once.. and im only 20!
« on: January 16, 2013, 12:29:10 pm »
been self employed water fed poler for about 3 years now, started with a little x reg peugeout partner all kitted out, sign written etc. first year i payed £2000 3rd party fire and theft.
second year i payed £1900 3rd party fire and theft.
this year i invested in a vauxhall vivaro 2003 70.000miles mint condition, got it all sign written and 3/4 vihnyl wrapped etc and first quote come through fully comp at £1600.. i did a few more quotes and found the cheapest one £1087 fully comp!!!! this might seem alot to most of you but a saving of nearly £600 is amazing

suds window service

  • Posts: 1151
Re: really happy with my insurance for once.. and im only 20!
« Reply #1 on: January 16, 2013, 12:36:33 pm »
your getting older adam.
wait until your my age and see what you,ll be paying lol.

H20cleaning

  • Posts: 2098
Re: really happy with my insurance for once.. and im only 20!
« Reply #2 on: January 16, 2013, 12:50:27 pm »
haha i know im 21 in june so will come down even more in price!!! carnt wait haha
you tried insuring your apprentice yet? lol

EandM

  • Posts: 2182
Re: really happy with my insurance for once.. and im only 20!
« Reply #3 on: January 16, 2013, 01:01:40 pm »
Impressive !

A few years back, TPF&T on my P100 fell to £90 per year and then crept back up to £150.

dannymack

  • Posts: 1624
Re: really happy with my insurance for once.. and im only 20!
« Reply #4 on: January 16, 2013, 05:51:37 pm »
What insurance are you with chaps.

R.C Property

  • Posts: 1599
Re: really happy with my insurance for once.. and im only 20!
« Reply #5 on: January 16, 2013, 06:04:51 pm »
im 33 and 3rd party fire and theft always costed more than going fully comp on those compare sites! misses put me on her car and her insurance went down in cost,


R.C Property

  • Posts: 1599
Re: really happy with my insurance for once.. and im only 20!
« Reply #7 on: January 17, 2013, 12:25:19 am »
I use a company called Allianz
They do commercial vehicle cover for most trades.

ronnie paton

  • Posts: 3245

R.C Property

  • Posts: 1599
Re: really happy with my insurance for once.. and im only 20!
« Reply #9 on: January 17, 2013, 12:40:31 am »
used allianz get it cheaper from aplan for now dont get it for £1000 though im 33 with no claims



They aren't the cheapest but they have some good extras included in the price, like use of another van if yours is off the road.

Looking at post office just over £1000 fully comp,

dannymack

  • Posts: 1624
Re: really happy with my insurance for once.. and im only 20!
« Reply #10 on: January 17, 2013, 04:29:37 pm »
Yeah I went with post office one year then the second year they wanted loads more so went elsewhere cheaper !!! Told erm I can get alot cheaper you thought they would match it to keep your business don't understand them I hadn't claimed just shows how much these insurance company's make !!!

shina

  • Posts: 249
Re: really happy with my insurance for once.. and im only 20!
« Reply #11 on: January 17, 2013, 06:18:09 pm »
I insure my estate car fully comp £250 my wife I pay hers for her and it costs £300 fully comp on a auto micro. I am looking into getting a van in the spring which means 3 lots of insurance and the cheapest so far on a new insurance is £350 t/p/f& theft.
Even with this all added up its still a lot cheaper than younger ones that are starting out.
My son is 16 and I feel sorry for him coz it gonna be so expensive when he wants to drive.


EandM

  • Posts: 2182
Re: really happy with my insurance for once.. and im only 20!
« Reply #13 on: January 17, 2013, 06:59:15 pm »
Ford Ranger with 400 l tank - £440 Fully Comp from Adrian Flux


deeege

  • Posts: 5011
Re: really happy with my insurance for once.. and im only 20!
« Reply #15 on: January 18, 2013, 10:31:33 am »
I pay 10x that in a fleet for two van s and q7 what is going on

You are getting fleeced and he isn't? :)

Just had my renewal, £908.00 with 2 named drivers with 9 points between us. Down from £1600 2 years ago.
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

Klean07

  • Posts: 3228
Re: really happy with my insurance for once.. and im only 20!
« Reply #16 on: January 18, 2013, 10:44:41 am »
Mines £387 with A-plan plus £85 for poles, tools etc which I don't need!
kkleanwindowcleaning.co.uk

ronnie paton

  • Posts: 3245
Re: really happy with my insurance for once.. and im only 20!
« Reply #17 on: January 18, 2013, 11:15:11 am »
Deegee how an I getting fleeced?? Do u think I don't look into prices?? It is the cheapest I could get it and the reason it is expensive us because of the wfp system this is classed has a mid all though many don't agree.

So I wanted to know with these prices have they declared there mod and if Si what company??

I use A plan also , we Do have any driver over 25 apart from q7 which is 30  I have 3 points  So I'm interested in knowing company used if its a personal insurance or company and if mod is declared and the. Price pkeade

david thomas

  • Posts: 257
Re: really happy with my insurance for once.. and im only 20!
« Reply #18 on: January 18, 2013, 01:39:22 pm »
Just found out i,m not ins since having the van sighn whriten does anyone  no a insurance company they can recomend. This is to include a driver under 25 my age is 52