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Steve Weatherley

  • Posts: 699
Debt Recovery Agencies
« on: May 04, 2012, 05:20:53 pm »
Has anyone used any - can you recommend a good one?

I am owed £150 by a local letting agency and have waited nearly 5 months. I know I can claim through county court but just wondering if a debt recovery agency would be quicker and easier?

benny d

  • Posts: 706
Re: Debt Recovery Agencies
« Reply #1 on: May 04, 2012, 05:25:44 pm »
I can send my mum round with her curlers in and rolling pin in hand.
They will soon comply, trust me.

BTW it will cost £150-00  ;)
"If i'm not in action, I'm in traction"
Voted 397th best looking carpet cleaner in West Sussex 2015. Up 10 from last year...

Kinver_Clean

  • Posts: 1120
Re: Debt Recovery Agencies
« Reply #2 on: May 04, 2012, 05:26:43 pm »
Write a letter saying you want payment by a date.
Say that if you do not get the money then you will take legal advice and this cost will be added to the amount owing.
Also that interest will be added to the amount at a rate 6% over bank rate from that date. Give them 7 or 10 days.
Get a local solicitor to write a letter. It should not cost more than a tenner.

There is another cheap way but that is for amounts over £750
God must love stupid people---He made so many.

Steve Chapman

  • Posts: 1743
Re: Debt Recovery Agencies
« Reply #3 on: May 04, 2012, 05:28:37 pm »
Do the money claim online thing, think its about £25
Has worked every time for me .

Steve

Steve Weatherley

  • Posts: 699
Re: Debt Recovery Agencies
« Reply #4 on: May 04, 2012, 06:00:49 pm »
Thanks for your responses. Having just done a bit of digging online I have come up with something interesting......

The Late Payments of Commercial Debts Act 1998 states that in these circumstances I am entitled to claim £40 compensation on top of the invoiced amount. I have written a letter to them asking for payment within 10 days of the full amount plus the compensation aswell.

It pains me to do this because I have done about 12 jobs in the past for them and they have always paid up on time but this time I have invoiced twice and called them twice to no avail. I will no doubt cease my relationship with them in future!

Carpet Dawg

  • Posts: 2968
Re: Debt Recovery Agencies
« Reply #5 on: May 04, 2012, 06:10:00 pm »
Have they given a reason why there is a problem with payment? Where the other jobs paid on time?

Go in and have a chat with them before doing anything hasty. Would be a pitty to burn bridges when things can be worked out.

Susan Dean (1stclean)

  • Posts: 2064
Re: Debt Recovery Agencies
« Reply #6 on: May 04, 2012, 06:37:27 pm »
i just send the hubby round he always get the cash , last time we got a free p.c. screen as well  ;D

Steve Weatherley

  • Posts: 699
Re: Debt Recovery Agencies
« Reply #7 on: May 04, 2012, 10:05:16 pm »
They are blaming it on the landlord being a late payer. The landlord didnt instruct me to do the job so I dont care if I p*ss them off. Just want my money and move on. When I get messed around like this I lose confidence in the company anyway

Paul Simpson

  • Posts: 999
Re: Debt Recovery Agencies
« Reply #8 on: May 04, 2012, 10:40:31 pm »
Had a letting agency keep me waiting roughly the same amount of time last year. Rung several times and was strung along, after approx 4 months I started ringing nearly every 2-3 days, soon pi**ed them off enough to pay. Didn't get much more work from them but don't want the hassle that went with it.

Hilton

  • Posts: 5572
Re: Debt Recovery Agencies
« Reply #9 on: May 05, 2012, 07:35:09 am »
Don't flaff about with all that nonsense, just contact,

Thomas Higgins & Co , just google it.....

pass it out over to them and move on.. ;)

james roffey

Re: Debt Recovery Agencies
« Reply #10 on: May 05, 2012, 09:14:08 am »
Surprised that you have not gone back to them and speak face to face first to at least get an explanation, thats what i have done in the past and it does sometimes work, if not then write but dont say, as has been suggested that you will "take legal advice" it sound weak and feeble and you dont know what you are doing.
This is a small amount and some debt recovery agent wont touch anything under £500

Re: Debt Recovery Agencies
« Reply #11 on: May 05, 2012, 10:07:02 am »
Same as Steve Chapman.
I ask politely, I write politely, then I ask with conviction, then I write with Court action impending unless payment received with 10 days.
Only a few have pushed me to the on line court action but that hasn't failed yet once that gets delivered ;D and we're talking as low as £60 on one of them.

Hilton

  • Posts: 5572
Re: Debt Recovery Agencies
« Reply #12 on: May 05, 2012, 10:43:29 am »
This is a small amount and some debt recovery agent wont touch anything under £500

Simply not true, dont know where you got that from,

http://www.thomashiggins.com/pages/costs_and_fees.aspx

Cost £2 + VAT to get a letter before action sent and thats normally all you have to do to get paid.

All the do this, then that, then get a solicitor  >:( drives me mad ,  costs your time and money and is not necessary, instruct and move on.


wynne jones

  • Posts: 2918
Re: Debt Recovery Agencies
« Reply #13 on: May 05, 2012, 11:21:33 am »
Go in on a Saturday morning when it's busy and say in a loud voice you want your money as you are worried they are going under.
It's not expensive, you just can't afford it.

Kinver_Clean

  • Posts: 1120
Re: Debt Recovery Agencies
« Reply #14 on: May 06, 2012, 06:01:07 pm »
I did the same thing in a mobile phone shop.

Waited till the shop was full and then threw the phone in a metal waste bin. The chap behind the counter rang a number and said they had a customer with a severe lack of product confidence- got a new phone straight away.
God must love stupid people---He made so many.

Len Gribble

  • Posts: 5106
Re: Debt Recovery Agencies
« Reply #15 on: May 06, 2012, 06:55:35 pm »
Never had to result to extreme measures, perhaps my names proceeds me Lenny the lion, have had a few late payments (phone call you can’t do that he owns the company and I give S H IT)
Always bear in mind that your own resolution to succeed is more important than any other. (Sidcup Kent)

AJB

  • Posts: 781
Re: Debt Recovery Agencies
« Reply #16 on: May 07, 2012, 09:18:50 am »
Try the polite route first, i have a fantastic
relationship with one of my local letting agents.
i do all their cleaning, no quibble on price, always paid
within the 30 days, they occasionally deliver keys so
i don't need to fetch them. They also pass tenants
and landlords on to me that prefer to arrange things
themselves, and
6 or 7 seven years ago they late paid on an invoice.
The wife rang and politly asked if there was a problem
paying, shortly after the cheque arrived. since then they
have been a joy to work with.
Just remember due to the economy all sorts of businesses
are suffering, try to give them the benefit of the doubt,

although i think it has slid for a bit too long now.
www.ajbcarpetcleaning.co.uk
At the end of the day a Satisfied Customer is all that counts, They'll come back and so will their friends!!!

Hilton

  • Posts: 5572
Re: Debt Recovery Agencies
« Reply #17 on: May 07, 2012, 12:13:13 pm »
5 months he's Waited ferk the polite route,

Who needs customers like this..

james roffey

Re: Debt Recovery Agencies
« Reply #18 on: May 11, 2012, 10:12:51 am »
This is a small amount and some debt recovery agent wont touch anything under £500

Simply not true, dont know where you got that from,

http://www.thomashiggins.com/pages/costs_and_fees.aspx

Cost £2 + VAT to get a letter before action sent and thats normally all you have to do to get paid.

All the do this, then that, then get a solicitor  >:( drives me mad ,  costs your time and money and is not necessary, instruct and move on.


I worked for a debt recovery agent for twenty plus years, our minimum amount we recovered was £500, i said "some" so how is it "simply not true  ???



Paul Clapham

  • Posts: 250
Re: Debt Recovery Agencies
« Reply #19 on: May 11, 2012, 10:47:05 am »
You should always get a written order for the job from the agency stating the address the cleaning is to take place , the work involved  , the cost , and the date of payment, and the CC should get a "delivery note" signed to say the work has been completed to the standard required.

 Once you do that they do not have a leg to stand on, and any claims court would expect paper work to back up your claim of non / late payment  and proof that you have in fact completed a job for them. 
This is the season for fine wine, and drunken friends, enjoy this moment, for this moment is your life.