[SunShineCleaning]

Know cases when someone has fitted a inew cd/stereo and the car was stolen, and insurance refused to pay as the car stereo was more desirable, never mind the insurance stats, Do you value your life Sunshine ? You have a VW van which is high on safety

idealrob

Yes of course, but I also think that suppliers and insurance companies use fear of death rather than facts to relieve us of money.

I would still like to know the if they have ever failed to payout.

[SunShineCleaning]

I would also be happy to see, in writing from the insurance company, the point that a small tank ratchet strapped in is a modification to the van.
Add to that a statement  of what is classed as secured.

Any 'dolly' at the other end of the phone can say what she wants to help you decide but will they put it in writing?

[H S and Son]

Any 'dolly' at the other end of the phone can say what she wants to help you decide but will they put it in writing?

http://www.alexanderswan.com/windowcleaners.html

We're able to offer very competitive rates on commercial vehicle insurance for Vans fitted with or without WFP Systems. Vans fitted with Water Fed Pole Systems are classed as modified vehicles so this must be disclosed to the insurer. We have a panel of insurers that accept this modification and the policy is endorsed to state that the vehicle is fitted with a Water Fed Pole System to avoid any complications in the event of a claim.

[SunShineCleaning]

Any 'dolly' at the other end of the phone can say what she wants to help you decide but will they put it in writing?

http://www.alexanderswan.com/windowcleaners.html

We're able to offer very competitive rates on commercial vehicle insurance for Vans fitted with or without WFP Systems. Vans fitted with Water Fed Pole Systems are classed as modified vehicles so this must be disclosed to the insurer. We have a panel of insurers that accept this modification and the policy is endorsed to state that the vehicle is fitted with a Water Fed Pole System to avoid any complications in the event of a claim.

As I understand it they mean bolted fitted systems rather than a collection of items in the back of a van.

[H S and Son]

For sure, they mean systems fitted by a company, rather than joe-bloggs. When I renewed my insurance they were told I had a tank and all they wanted to know was that it weas professionally fitted. They have to start somewhere regarding likely ability of the system to withstand a crash and 'professionally fitted' is their starting point even if joe bloggs could do a better job.

[Nathanael Jones]

A competent person can fit a tank that will withstand the forces of a crash as well as any professionally fitted system,.. it takes a lot of thought & a good bit of effort, but it is possible.

That said, I've seen plenty of DIY setups installed installed by complete incompetents,....

ALWAYS inform your insurance,.. it doesn't matter if you consider it a modification or not, it only matters how they consider it.

As for hot,.. an immersion element is by far the cheapest & safest DIY job IMO. I have a fogwash personally, but I've gone to the trouble of installing a flue and multiple vents in the van because of it. Again, its essential to inform your insurance!

I personally like the look of the pure freedom hot, but can't justify the price when compared to DIY.

[SunShineCleaning]

A competent person can fit a tank that will withstand the forces of a crash as well as any professionally fitted system,.. it takes a lot of thought & a good bit of effort, but it is possible.

That said, I've seen plenty of DIY setups installed installed by complete incompetents,....Same here, Ive seen a 800L tank held in by 1Tonne strap!

ALWAYS inform your insurance,.. it doesn't matter if you consider it a modification or not, it only matters how they consider it.Again always. Mine knows and does not think that the equipment in my van is modification

As for hot,.. an immersion element is by far the cheapest & safest DIY job IMO. I have a fogwash personally, but I've gone to the trouble of installing a flue and multiple vents in the van because of it. Again, its essential to inform your insurance!As long as the IH has its own fuse on the fuse box. That is a legal requirement. 

I personally like the look of the pure freedom hot, but can't justify the price when compared to DIY.

[SunShineCleaning]

For sure, they mean systems fitted by a company, rather than joe-bloggs. When I renewed my insurance they were told I had a tank and all they wanted to know was that it weas professionally fitted. They have to start somewhere regarding likely ability of the system to withstand a crash and 'professionally fitted' is their starting point even if joe bloggs could do a better job.

What size tank do you have?

[AuRavelling79]

Like I said - Sweeping generalisation time ...

A DiY system can be fitted competently. Even the Masterguild of Window Cleaners (population 34. ) man agrees.

I believe that Idealrob banging on about "bloodguilt" sounds like "righteousness overmuch".  

Now if he had said "A DiY system that has not been fitted properly might cause severe injury or even death in an accident" Then fair enough.

[H S and Son]

For sure, they mean systems fitted by a company, rather than joe-bloggs. When I renewed my insurance they were told I had a tank and all they wanted to know was that it weas professionally fitted. They have to start somewhere regarding likely ability of the system to withstand a crash and 'professionally fitted' is their starting point even if joe bloggs could do a better job.

What size tank do you have?

350

[SunShineCleaning]

Like I said - Sweeping generalisation time ...

A DiY system can be fitted competently. Even the Masterguild of Window Cleaners (population 34. ) man agrees.

I believe that Idealrob banging on about "bloodguilt" sounds like "righteousness overmuch".  Yes I feel completely clear on the "bloodguilt" statement. The problem on here is that people presume that we all work in the same way. I bet nobody works how I do. And if challenged I would argue that the most picky H&S pedant would struggle to find issue with it. 

Now if he had said "A DiY system that has not been fitted properly might cause severe injury or even death in an accident" Then fair enough.

[shammy davis jnr]

woooooooooosssssssssshhhhhhhhhhhhh     lol now the insurance is taken care of guys i thank you  but its really the pound for pound all rounder im thinking off the gubbings  which is the alpha male of the wfp world  tryed and tested

[Pj]

ps.

My 650l tank is secured with eye bolts through the chassis and then ratchet strapped round the tank.  I informed my insurance company that the bolts had been fitted by a commercial automotive engineer down the road and they said that's fine.  It's not classed as a modification, according to them.

So, anyway, what is the best hot?

[shammy davis jnr]

pj  you devil you 

[pristine window cl]

professional or diy cowboy make your own mind up,
backpack with a hot water bottle is not for me , nor mobile bombs.

[david watts]

better off with a set of ladders does away with a bomb in the back and all that

[Pj]

professional or diy cowboy make your own mind up,
backpack with a hot water bottle is not for me , nor mobile bombs.

Mine was fitted by a commercial automotive engineer, it's safe.  You can pay £2-3k to get the same thing tailor fitted if it gives you peace of mind, mine cost about £150.
If you hit something head on fully loaded at anything over 40mph it's going to be bad whatever you've done in the back.

[♠Winp®oClean♠]

A tank strapped in & secured via the manufacturers anchor points is not classed as a modification., nor does it make the van "more desirable".

If a builder goes to his merchant & gets loaded up with a pallet of bricks- has he modified his vehicle?

WW- "modify the vans handling"?   come'on, please!


It's the window cleaners who are to blame for this "excuse" to hike prices. It you who have put the fear of god to the insurance companies! :


If you "have" modified your van via bolts, clamps, spreader plates etc & are ped off because of your huge premium & lack of choice (as many companies are now refusing to cover you) then deal with it!! :