paypal is not a bank and it does not have to abide by the same laws as banks,
I've dealt with paypal in the past, there customer service is shocking basically a computer decides everything for them,
i sold something on ebay got paid and sent it, buyer opened up a dispute saying he never got it, the despute was closed by paypal and the buyer was refunded his money as i had not responded, i never logged on to paypal in that time,
i had already withdrawn the money so my paypal account was left in a negative, the buyer then recieved the item post was late but paypal were not interested they decided to chase me for money even though the buyer had received the item and he had told paypal.
they sent me debt collection letters and harrassed me, i told them i'll see you in court which was years ago now,
bunch of cowboys, try ringing there customer service if you can actually find the number for them,
and when they lock your account good luck with trying to get your money back from them,
thats what i've got against papal sensai, you can bum them all you want on here i'd rather not have some company taking a cut of my wages, i use hsbc instead a proper bank which charges me not one penny for every cheque i pay in or internet transfer i receive from my 300+ customers.
so go on keep bumming paypal on here big wow so you can print off invoices, so can microsoft word