Good point EWC, forums are for advice, banter and help. Also, if someone pipes up with something that some member doesn't agree with, then that member can say so and make his or her point. That's what you get on forums. Different points of view. If you don't like that, there is no need to get angry and abusive and call members "Numpties" or such names. In banter this is acceptable though.
I don't think interest rates will make a massive difference to my business. As I said before, I've well over 300 soldiers families as custies here who have ALL lost at least 600 to 700 quid a month on allowences. Lost only one custy as a result. Gained lots of new custies though in the last 4 weeks. Normal for springtime.
If you want to worry and fret about rates, great, knock yourself out with it, just don't expect some or all to agree with your view.
I've been in this game a while now. Since 89, I've seen these resessions come and go, I'm still here.
Don't get abusive, don't forget,that's only for banter. This isn't banter.