As the title says really.
Who's planned for the future and how???
If you're a sole trader the moment you retire you stop earning and your business fails to exist, in your name anyway; so what are you going to arrange for a future income.
I can't imagine that state pension will be worth anything, if it even exists by then, so what are your plans???
I'm planning for our business to be our future income, with myself taking a back seat in a few years time and spending much more time with the family - somewhere hot preferably
, and that is why we continue to work so hard making sure that's the case. I'm 42 now and don't really want to be out " on the tools " by the time I reach 50
, so what are you lot planning to do in your old age???