I have been successfully cleaning for over 15 years we provide a cleaning service to private individuals. I am very much hands on at the moment but I have been thinking about moving away from employing staff and becoming an agency for some time now, who introduces self employed cleaners to clients on the basis the clients pay the cleaner direct and pay us as an agency a management fee.
I am constantly hitting my head against the wall
as I can not find what insurance i need, I have done as much home work as I can and all the agencies I find are all stating they have public liability, but the insurance companies say this can not be as I can not be held responsible for anyone who I do not employ direct.
I would appreciate it if any agency could please point me in the right direction. I apologise in advance if this has already been covered, I have looked but can not find a topic on the subject.