[Murdie window cleaning]

Whatever mate, I'm realy not bothered if it was or wasn't a plant or not. As I also stated if it helps a cleaner get the correct cover that they need then it's been a worth while post.

[Allied Insurance]

Just as long as you know we wouldn't "plant" an advert, we have no need to when we have adverts at the foot of every page on this section.  Now that is blatant advertising.

[formb]

Just as long as you know we wouldn't "plant" an advert, we have no need to when we have adverts at the foot of every page on this section.  Now that is blatant advertising.

Ha!

Been on here 100s of times never seen that before

How much did you pay for that?

Seems like a waste, when all you really need is a free post on the forum.

[Allied Insurance]

Form B,

It costs a few quid, I won't lie to you.  But its working, slowly.  We've only had it there for a month.

It all goes towards helping the forum owners and mods to keep the site going. 

Can I say one more thing before I leave you all alone.  If you ever need any advice at all on window cleaning insurance email us at quotes@polished-insurance.co.uk and we will happily help.  We won't post on here unless we can add something useful. But that doesnt mean we can't help.  You don't have to be a customer of ours either. 

Thanks

Mark

[paul saunders]

there realy is some muppets on this forum.  : :

[stfc]

hopefully you wont need his help in the future...

[tomy jackson]

iv seen it 

[paul saunders]

i wasn't refering to Mark Farrimond, the post was aimed at those who put two and two together and got five!!

[Sunshine/Cleaning]

there realy is some muppets on this forum.  : :

I think what you mean to say is "There really ARE some muppets on this forum" you dont use 'is' and 'some' together.

  :

[paul saunders]

I just did! so there.

[Murdie window cleaning]

If your calling me a muppet can I be Animal as he rocked 

[bobby p]

whats all this mark farriman having 2 listings on this one thread then . whose the real one....

[Marc Jones]

Hi Guys,

I have to say that I'm totally overwhelmed by your kind response to my situation (especially Sunshine Cleaning...Wow!) It seems that because of the recession, insurance companies are coming down hard in order to recover losses they incur-I think it's called subrogation.

I'll be in contact with the Insurance firms solicitors tomorrow with the research you've uncovered. Also I'm changing my insurance company-haven't claimed in 23 years-for a company who will provide adequate cover.

Again,  many, many thanks. I'll be sleeping tonight.

Marc 

[tomy jackson]

web site on a star is bump  so who is this jones 

[richard jagger]

Come on guys we not all asleep. THis is such a set up.

[Sapphire Window Cleaning]

I'm hoping to receive some well needed wisdom and experience from you guys. I've been window cleaning for 23 years without major incident...but, it had to happen!

I was asked to undertake a builders clean on a large property (interior/exterior). Scratched a window, immediately informed the client, reassured him of my cover. He then claimed that every window in the house was scratched. My insurance sent out an asessor, he found that I wasn't covered under an exclusion (not covered for  the item you are working on) and now the client's home insurance company are after me for £20,000!!

1) IF YOU HAVE BEEN CLEANING FOR 23 YEARS WHY DO YOU NOT HAVE INSURANCE TO COVER THIS.

2) IF YOU SEE AT THE TIME THE WINDOW YOU  WAS WORKING ON WAS SCRATCHED WHY NOT LOOK AT THE REST BEFORE REPORTING IT?

3) I DONT BELIVE THIS FAIRYTALE STORY .

I assume you have PL Insurance cleanandshine, but have you got cover for the glass and building you are working on?

Did you also know if you are doing cladding/gutter cleaning your window cleaning insurance wont cover this. Therefore unless you have specifically requested cover for those servcies additionally you are effectively working without PL Insurance.

That is true Elfords, I had to pay double the amount just to add the gutter cleaning etc and to have cover for the glass and guttering that I am working on.
most insurance companies have  a clause that states the window you are working on ins't covered.


Matt

[AuRavelling79]

Patient: Doc, "I've got a boil on my bum."

Doc: "Hmmmm, nasty that! You need a course of leeches."

Patient: "Thanks Doc, where can I get some?"

Doc: "Funnily enough my bro. runs the biggest leech farm in the country ...  "

-----

> Sunshine "Here is some money."  = is and some in the same sentence. (but you are right, it is incorrect in the example you quoted in your post above)

 

[Sapphire Window Cleaning]

LOL @ Gold

 

[Sunshine/Cleaning]

LOL @ Gold

 

He's good isn't he! 

[Marc Jones]

O.k guys,

This is not some kind of set up. I'm a sole trader in South West Wales and currently have a rather large company of solicitors hunting me down. I don't have a web site, only use a trade name to advertise in the pages and in 23 years haven't claimed on public liability, trusted my brokers advice and recommendations,  and therefore didn't examine the exclusions as closely as I should have.

As previously noted, I am extremely grateful for your advice (you won't believe the relief it has given me) but am perturbed by the "conspiracy theorists". This kind of treatment from insurance companies is pretty sly and I guess by sticking together we can help each other beat the system.

Hoping this leaves the lads doing the research feeling that their efforts were very much appreciated by one of their own

Marc