Hi Annette
I am just starting also, today in fact 04/09/03 and so far it has cost me £15 and about 3 hours of my time!!!
How is this possible? well when you are £40,000 in the hole you find ways to 'make it so'
What i have done is go to WH Smith and got an Avery biz card kit and designed my own cards and printed them myself. Cost £12.99+paper+ink
Then went round town and let people know i am now offering my services, time spent ... about 2 hours.
have had a response already, they want my prices and a copy of my public liability, this seems to cost about £100, but done monthly thats about £8 p/m.
I asked them what they are being quoted and for say a 5 bed house they pay about £400-500, not a bad days pay.
Hope that is of help
Regards
martin