130 public liability ins £100 excess, dont cover me for faulty workmanship i.e - scratching a window or breaking a gutter with my ladder or something, they cover things like accidents.
other one is 160 quid for £250 excess but covers me if i scratch a window or break a window or whatevver the case.
so one covers all, one covers less, one has higher excess the other less.
so what should i do lol, also does anyone know if P.L.I comes with legal cover?
cheers lads!