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www.mrgutters.co.uk

  • Posts: 871
van insurance ?????££££
« on: March 02, 2005, 10:41:26 pm »
i am having trouble finding a good (CHEAP) van insurer i am 22 so that does play a bit of a role , but do you guys and girls know of any good insurance companies

shawn :( :( :( :( :( :( :( :(
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If a job's worth doing, it's worth doing well.

Mike_G

  • Posts: 1500
Re: van insurance ?????££££
« Reply #1 on: March 03, 2005, 06:11:26 pm »
Try Gladiator commercial they were the cheapest I could find.   http:  www.gladiator.co.uk
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steve a

  • Posts: 466
Re: van insurance ?????££££
« Reply #2 on: March 18, 2005, 09:32:33 pm »
well said. Gladiator did it for me

Dont know if I can mention companies (moderators delete if you wish) but i bought a second van
No no claims as its another van, insurance company used for other van, NUD, quotes just over £1000.

Rang another, forgets the name quotes £733.

Rang gladiator hey presto £513.

So guess what rang NUD back and told them and they said "they couldn't match that quote but  'If i would like to transfer the no claims off my wifes car' "

Get real NUD and you peeps out there dont just accept the first quote or the renewal, ring around and you could save 50%
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empire_cleaning

  • Posts: 25
Re: van insurance ?????££££
« Reply #3 on: March 19, 2005, 08:51:14 am »
are gladiator.co.uk happy about 1tonne water containers bolted into the back of vans? some aren't.... :-\
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Philip Hanson

  • Posts: 652
Re: van insurance ?????££££
« Reply #4 on: March 19, 2005, 10:09:05 am »
I had problems fiding cheap van insurance as well.  If you get a "commercial vehicle" quote it can be very expensive.

HOWEVER: Some companies will treat you van like its not a commercial vehicle, and the standard policy includes "use in connection with the policyholders business" and this is much cheaper.

Tesco and Direct Line are two I know oof that do this.

What is a double whammy is that you can't use your no-claims bonus twice, so if you are using it on your car, you can't also use it on your van.  This was a painful lesson, and in my opinion is a total rip-off.

-Philip
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Editor, Professional Window Cleaner Magazine

"The irony of the information age is that it has given new respectability to uninformed opinion"
John Lawton

littlejack

  • Posts: 103
Re: van insurance ?????££££
« Reply #5 on: March 19, 2005, 11:15:04 am »
Norwich Union allowed me to "Mirror" my NCD last year. It's worth checking if they still do.
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Mike_G

  • Posts: 1500
Re: van insurance ?????££££
« Reply #6 on: March 20, 2005, 08:52:53 pm »
Just had a quote sent to me from budget (www.budgetinsurance.com) and they would have saved me about £30 so give them a go as well.
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www.mrgutters.co.uk

  • Posts: 871
Re: van insurance ?????££££
« Reply #7 on: March 20, 2005, 10:02:36 pm »
cheers all i managed to get 3rd party for 806 kwik fit .. :o
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If a job's worth doing, it's worth doing well.

baldeagle

  • Posts: 251
Re: van insurance ?????££££
« Reply #8 on: March 21, 2005, 11:21:23 pm »
1999 "Kangoo" Van with 1945 driver, £220 Tp F & T with NFU, [National Farmer's Union]. That's for me without business use.
When I started in business, the premium went up, by just over £4-00p - per year!!!
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"John the Window Cleaner."
A business founded during the Elizabethan age.

stevekennedy

  • Posts: 677
Re: van insurance ?????££££
« Reply #9 on: March 24, 2005, 12:22:33 pm »
Try COmmercial vehicle direct

Saved me a packet and they will mirror the NCD from your other vehicles
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slendersunfish

  • Posts: 94
Re: van insurance ?????££££
« Reply #10 on: March 25, 2005, 07:04:37 pm »
Tescos online.
They act as brokers and give you 14 day guarantee to be the cheapest /best quote.
Also filling in insurance online meens you can adjust your details slightly to find the best quote .
For example if you havnt bought a van you can get quick quotes on various models. ( i sound like i work for them !!! )I dont but they are worth a try.
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Jon T.C.

  • Posts: 592
Re: van insurance ?????££££
« Reply #11 on: March 29, 2005, 04:16:54 pm »
Quote from: stevekennedy on March 24, 2005, 12:22:33 pm
Try COmmercial vehicle direct

Saved me a packet and they will mirror the NCD from your other vehicles

Have you got their tel no. Steve?
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Elite Cleaning Solutions

stevekennedy

  • Posts: 677
Re: van insurance ?????££££
« Reply #12 on: March 29, 2005, 10:36:50 pm »
 Commercial Vehicle Direct   0870 751 8120
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easycleanwindows

Re: van insurance ?????££££
« Reply #13 on: March 29, 2005, 10:52:56 pm »
Why the need for 'cheap van insurance' dosent matter if its 100 per year or 1000 its tax deductable at the end of the year so its not really costing you anything any way?
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stevekennedy

  • Posts: 677
Re: van insurance ?????££££
« Reply #14 on: March 30, 2005, 10:04:58 am »
Erm... I think you mean that you don't pay tax on it. I.e. you would normally pay 23% tax plus 7% NI = 30% on this money.

So, the taxman is only paying 30% of your insurance. The rest is paid by you. It is therefore in your interests to obtain it as cheaply as possible.
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gaza

  • Posts: 1642
Re: van insurance ?????££££
« Reply #15 on: April 01, 2005, 01:51:47 am »
beat the lot of you try provident
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IM AT THAT AGE MY BACK GOES OUT MORE THAN I DO
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