ive been a wc for almost 16 years now ... 3 yrs wfp.....i tried s.a.e for 14 months, and it worked ok , but it did delay payments a little...anyhow 2 months ago i went back to collecting, and i have now worked out i am better off by £100 per week.
i spend about 3 hrs per week collecting.
while im out collecting , i leaflet or canvass half a dozen houses ...and realy dont mind being out of an evening