[chrismroberts]

Hi all Was just wondering how many here had personal accident insurance? It seems like a great idea to me, but wondered what was the best company to use + how much to pay?

I had a company recommended to me by another w/c - Combined Insurance - does anyone have any experience with these? Their cover seems to be pretty comprehensive, so there must be a catch?  :

Thanks

Chris

[eddie d]

dont go there mate .they are not very good when it comes to a claim .
i got mine through the aa ,and needed  clainm heavily on the policy 10 yrs ago .
costs me 11.80 a month .i ended up claiming nearly 40k and was off work 6 months with a broken foot

[chrismroberts]

The AA as in the car people? £40k in 6 months?! wow! Didn't know they did accident insurance, is it worth giving them a call then?

[ray l]

I took out a policy with combined on the wednesday for accidents
(£19 a month covers for broken bones and such).

Broke my leg on the friday and didn,t have any hassle making the claim or getting payed.

So they are ok that way.

If you are disaplinned with money you could set asside £50 a month and leave this as you own cover , and the money stays in your own account.

ray

[chrismroberts]

I guess that was pretty good timing then...  How much cover did you take out? Did they pay from the first day? I know that is one of their selling points.