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robert stubbs

  • Posts: 266
INSURANCE CAN REFUSE TO PAY
« on: March 08, 2007, 09:17:16 pm »
Hi, during  part of  the Workshop at Bromsgrove today it was concluded that if a valid Survey form was not produced during a insurance  claim,  then the claim can be refused.
    What is your interpretation of a valid form,
     Do you get customer to sign the form ?
     Do you give the customer a  copy ?
     Do you use survey/invoice type of form ?
     None at all, if you dare admit it ?


   Regards Rob

*paul_moss

  • Posts: 2961
Re: INSURANCE CAN REFUSE TO PAY
« Reply #1 on: March 08, 2007, 09:31:40 pm »
Rob, nice to meet you today.
Pau
Paul Moss  MBICSc
www.mosscleaning.co.uk
REMOVED FOR POSTING OFFENSIVE MATERIAL

Liahona

Re: INSURANCE CAN REFUSE TO PAY New
« Reply #2 on: March 08, 2007, 09:37:11 pm »
I will admit it.   In all the years I have been doing this I have never had a so called " survey" form to sign.  The forms aren't worth the paper they are written on anyway so I dont know how having one would help or hinder a case should you need one.  80 or 90% of the places I clean the client isnt there to be seen, let alone to sign a form.  As far as I know doesn't void any claim I might need to make.  Best, Dave.

robert stubbs

  • Posts: 266
Re: INSURANCE CAN REFUSE TO PAY
« Reply #3 on: March 08, 2007, 09:43:24 pm »
 Hi Paul,nice to meet you also.



  Regards Rob

Robert Watson

  • Posts: 1058
Re: INSURANCE CAN REFUSE TO PAY
« Reply #4 on: March 08, 2007, 09:48:31 pm »
Dave,
I`m still trying to work out why your going on about cleaning roofs?
what am I missing?.
Best
Rab.
The Kitchen Door Centre

Liahona

Re: INSURANCE CAN REFUSE TO PAY
« Reply #5 on: March 08, 2007, 11:16:10 pm »
????????

Ian Gourlay

  • Posts: 5748
Re: INSURANCE CAN REFUSE TO PAY
« Reply #6 on: March 08, 2007, 11:40:16 pm »
When I took out my imsurance they were concerned about training.

Years in idustry etc.

No Clause in policy abot filling in survey form although I agree its best practice. plys get client to sign disclaimer form.

As far as I am concerned if insurance company refused to pay and I was liable I would take them to court,##

Hopefully it will not happen

I know Ken Paul Derek will tell of all the cock ups they have seen. They are in a very privlege position.

Which has enabled them to become industry experts. an Kens clean safe message is obviously correct.