Interesting thread this is. My van has a payload of 1400kg, nearly 1.5 tonnes. What sort of cargo can I carry safely that equates to 1.5 tonnes and is strapped to the eye hooks? Is carrying .5 of a tonne of water the most deadly cargo one could carry or is there something else more deadly? Why do manufacturers have payloads so high in a van with just eyelets and a bulk head for protection?
This is a good question and one I haven't an answer to. As I've said earlier, Citroen technical dept couldn't give me an answer when I wanted too know the load ratings on those eye hooks for my customer either. Granted, that was a long time ago.
I fitted a factory bulkhead into my Peugeot Boxer as it's much stronger than the after market ones available. The back of my seat as well as the back of the dual passenger seat is right up against the bulkhead.
So any deformation of the bulkhead by the load will push the passenger and driver forward. The seatbelts then do their job both positively and negatively. Then the drivers airbag becomes another problem in this case.
Citroen's answer to get a local reputable body builder to fit heavy duty load securing rails for heavy loads was their safe answer. I past that onto my customer.
Over the years I've seen many vans with a plywood bulkhead. It's there to stop load with sharp corners from tearing the material of the backs of the seats. When I purchased my van second hand, that's what it had.