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deeege

  • Posts: 5000
Re: best bank to bank with
« Reply #20 on: June 12, 2020, 11:10:25 am »
Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands ???

Same. I’m with NatWest. Money shows instantly when customers transfer, that’s all I care about.

Text message when a payment hits your account? Just check on your online banking app, it’s takes literally 5 seconds.
Aren't Nat West horrendously expensive? We moved because of the fees. Even then, to have stayed would have been well over £1,000 a year. It would be more than double that now!

I use a NatWest personal account as I’m not LTD anymore, so for me it’s free. The business bank charges are quite high from memory though yes.
"....and it's lend me ten pounds, I'll buy you a drink, and mother wake me early in the morning."

Spruce

  • Posts: 8454
Re: best bank to bank with
« Reply #21 on: June 12, 2020, 12:52:26 pm »
Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands ???


Same. I’m with NatWest. Money shows instantly when customers transfer, that’s all I care about.

Text message when a payment hits your account? Just check on your online banking app, it’s takes literally 5 seconds.
Aren't Nat West horrendously expensive? We moved because of the fees. Even then, to have stayed would have been well over £1,000 a year. It would be more than double that now!

I use a NatWest personal account as I’m not LTD anymore, so for me it’s free. The business bank charges are quite high from memory though yes.

Me too. They did try to pressure me into a business bank account a long time back. For the few transactions I do it would have cost me £80 a month for that account.
Success is 1% inspiration, 98% perspiration and 2% attention to detail!

The older I get, the better I was ;)

Mike Burd

Re: best bank to bank with
« Reply #22 on: June 12, 2020, 03:26:50 pm »
Why is a bank bad or terrible? I’m with Santander , the money lands there and that’s it. Can’t say anything good or bad about them as it’s just a destination where the money lands ???

Same. I’m with NatWest. Money shows instantly when customers transfer, that’s all I care about.

Text message when a payment hits your account? Just check on your online banking app, it’s takes literally 5 seconds.
Aren't Nat West horrendously expensive? We moved because of the fees. Even then, to have stayed would have been well over £1,000 a year. It would be more than double that now!

I use a NatWest personal account as I’m not LTD anymore, so for me it’s free. The business bank charges are quite high from memory though yes.
Actually thinking back, I think we estimated about £200 a month then. Eye watering. We're double that turnover now at least so I dread to think what it might be.

Elfyn

  • Posts: 495
Re: best bank to bank with
« Reply #23 on: June 12, 2020, 05:38:33 pm »
I moved from HSBC to Lloyds arround 3 years ago and I think they're a whole lot better than any other bank I've been with (all 4 of the big ones). When I moved, I opened a personal account (free banking) because I went semi-retired and didn't have the turnover any more, but they've never raised the fact that I have payments coming in from all sorts of sources.

lee_dewing

  • Posts: 3120
Re: best bank to bank with
« Reply #24 on: June 12, 2020, 07:02:28 pm »
Santander me

Free business banking

Was thinking of changing
Just because they’ve shut 2 out of 3 branches local to me

Was thinking of NatWest as more branches

But won’t bother now reading posts 🤦‍♂️
Pleasure in the job puts perfection in the work.     - Aristotle

richard connett

  • Posts: 300
Re: best bank to bank with
« Reply #25 on: June 16, 2020, 07:43:17 am »
Once Barclays started charging for cheques , bacs and cash deposits I had to rethink. It was costing £150 plus a month !!
Now I’m on Barclays e payments account 7.50 a month For unlimited bacs payments.
Plus a Santander account for all my cheques and cash for 7.50 a month. This account I just let build for tax , expenses etc
So £15 all in all instead of £150