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combat1

  • Posts: 893
Re: good apple gone bad
« Reply #40 on: December 24, 2016, 09:27:47 am »
I only do one clean now, chase late payers by statement and text.
The worst I can lose is one clean.
In the past my last attempt was to send a letter stating that I only clean the windows and at the end of the month the accountants would take over the control of the debt. The accountants would immediately pass the debt to their DCR agents, debt recovery agents who would be the next contact.
This contact would be a demand for approximately £110, purchase of debt, search fees, interest, administration etc, Failure to pay this would result in court action.
All bull but a final attempt and it worked in all but one case.

JackieW

  • Posts: 865
Re: good apple gone bad
« Reply #41 on: December 24, 2016, 09:54:23 am »
With regard to bad payers I try to be fairly relaxed so as not to bother my dickie ticker.

Had a guy that moved owing me £15. It cost me the twenty minutes of my time that I cleaned his windows.

dazmond

  • Posts: 23970
Re: good apple gone bad
« Reply #42 on: December 24, 2016, 10:05:53 am »
we all have to write off debts every year.£39 this year.£6 last year.

this year ive actually got more payments in than ive earned due to "rolling debt" plus my xmas tips which have been almost as good as last year.so im happy. :)
price higher/work harder!

PHILIP HARDY

  • Posts: 189
Re: good apple gone bad
« Reply #43 on: December 24, 2016, 10:13:23 am »
Thats so true, the grief an anguish you give yourself over relativly small amounts is just not worth it, wipe your mouth, walk away and put it down to experance. as you have said she has previously been a good customer its a pretty good guess that some thing major has changed, niether she or you dont need extra stress and aggravation, she might get turned round and you get paid at some point, if not, well the world hasn't ended for anyone.
The Stupid Neither Forgive Nor Forget
The Naive Forgive And Forget
The Wise Forgive But Don't Forget

tlwcs

  • Posts: 2088
Re: good apple gone bad
« Reply #44 on: December 24, 2016, 11:25:38 am »
I alway take the moral high ground.
This text that I've sent makes me feel better

Dear (whoever)
This is another payment reminder. It's not about the amount, I will happily write it off if you're experiencing financial difficulties/hardship
My round is full and  I can fill your space with an account I don't have to chase.
Please let me know your intentions
Regards

AuRavelling79

  • Posts: 25397
Re: good apple gone bad
« Reply #45 on: December 24, 2016, 11:42:37 am »
That's rather good tlwcs.
It's a game of three halves!

jk999

  • Posts: 2089
Re: good apple gone bad
« Reply #46 on: December 24, 2016, 01:34:04 pm »
Combat how do you make a living if you only do one clean and don't do again until you get paid .what happens if you do four or five estate s a week where most don't pay do you not clean them again till payment what happens if quite a few customers don't pay continually I mean a lot of people work not everyone is a bad payer some just can't help not being in . It would be my wish to have the perfect round where everyone pays on the day but  it will never happen there is always gonna be a bad payer

combat1

  • Posts: 893
Re: good apple gone bad
« Reply #47 on: December 24, 2016, 04:43:12 pm »
I work different army married quarters across Hampshire and Wiltshire.
Very few poor payers now. People usually pay on the statement. Persistent late payers get binned. Theres plenty to take their place.
Have had to demand that march out cleans are prepaid
Total bad debts for the year run at around 3%.

8weekly

Re: good apple gone bad
« Reply #48 on: December 24, 2016, 05:31:13 pm »
I work different army married quarters across Hampshire and Wiltshire.
Very few poor payers now. People usually pay on the statement. Persistent late payers get binned. Theres plenty to take their place.
Have had to demand that march out cleans are prepaid
Total bad debts for the year run at around 3%.
That's very, very high. I doubt mine are more than 0.3%.

combat1

  • Posts: 893
Re: good apple gone bad
« Reply #49 on: December 24, 2016, 05:59:34 pm »
Well £3 in every 100.
The vast majority pay within 7days by bank transfer. A few pay when I send a statement and a very few dont pay.
I do have a regular turnover of customers, they get posted quite often and a few naughty billies will move without telling me or paying.
But sometimes they get posted back. How embarrased are they when i visit for payment!
Try to stick to the officers houses now, bigger houses, more dosh, better payers.
Got to go now its Christmas and my son and partner are shaking their heads!

dazmond

  • Posts: 23970
Re: good apple gone bad
« Reply #50 on: December 28, 2016, 10:06:32 am »
Well £3 in every 100.
The vast majority pay within 7days by bank transfer. A few pay when I send a statement and a very few dont pay.
I do have a regular turnover of customers, they get posted quite often and a few naughty billies will move without telling me or paying.
But sometimes they get posted back. How embarrased are they when i visit for payment!
Try to stick to the officers houses now, bigger houses, more dosh, better payers.
Got to go now its Christmas and my son and partner are shaking their heads!

so if you earned 40k this year you d have to write off £1200(roughly) in non payment? ::)roll

thats a lot of money to write off.
price higher/work harder!

Tosh

  • Posts: 2964
Re: good apple gone bad
« Reply #51 on: December 28, 2016, 10:11:56 am »
That's something like £30 + a week??

Your having a laugh if that's what your non payers are running at.
*A HISTORY OF THE UNIVERSE - THE SHORT STORY* 'Hydrogen is a light, odorless gas, which, given enough time, turns into people.'

8weekly

Re: good apple gone bad
« Reply #52 on: December 28, 2016, 10:49:21 am »
That's something like £30 + a week??

Your having a laugh if that's what your non payers are running at.
I'm guessing maths isn't his strong point.  ;D

combat1

  • Posts: 893
Re: good apple gone bad
« Reply #53 on: December 28, 2016, 11:11:46 am »
Maths is about right, working a realistic 40 weeks a year.
I will do a finance report on George and see what percentage bad debts are this year
40k Dazmond! I wish! I'm 66 now mate and work 4 days ( day 5 is for my 92 yr old mum)
Mind you when I start hitting 30 a day!!

combat1

  • Posts: 893
Re: good apple gone bad
« Reply #54 on: December 28, 2016, 04:26:12 pm »
Actually 40k is 1000 a week or 200 a day.
1000 per week would lose £30.
I'd be very happy on 970!
Never going to happen on a consistent basis.

dazmond

  • Posts: 23970
Re: good apple gone bad
« Reply #55 on: December 28, 2016, 06:21:07 pm »
Maths is about right, working a realistic 40 weeks a year.
I will do a finance report on George and see what percentage bad debts are this year
40k Dazmond! I wish! I'm 66 now mate and work 4 days ( day 5 is for my 92 yr old mum)
Mind you when I start hitting 30 a day!!

fair play but ive wrote off £39 this year and earned over 40k.last year it was £6!
price higher/work harder!

combat1

  • Posts: 893
Re: good apple gone bad
« Reply #56 on: December 28, 2016, 08:05:36 pm »
Looking at George mine have dropped to around 1 per cent this year.
My customer base is a bit different in that everybody moves frequently.
40 k Dazmond - you have been my mentor for years.
Most of my jobs now £18 some more and £14 is the minimum so good increase coming in 2017.
Just ordered new berghaus e xplorer boots. Wore the soles out on the others after years of dry feet. Thanks Dazmond
Happy new year.

Re: good apple gone bad
« Reply #57 on: December 28, 2016, 11:16:35 pm »
Maths is about right, working a realistic 40 weeks a year.
I will do a finance report on George and see what percentage bad debts are this year
40k Dazmond! I wish! I'm 66 now mate and work 4 days ( day 5 is for my 92 yr old mum)
Mind you when I start hitting 30 a day!!

fair play but ive wrote off £39 this year and earned over 40k.last year it was £6!

You mean you have turned over 40K. Not earnt. Big difference.

Dave Willis

Re: good apple gone bad
« Reply #58 on: December 28, 2016, 11:27:07 pm »
He only earned £6 last year.