So would it be cheaper to change my membrane once a year
Time isn't really a way to measure membrane usefulness. My membranes last about a year but I might purify more (or less) water than you.
Your membrane is goosed after it's less than 95% efficient. i.e. if your TDS in is 100 and your TDS out is more than 5
Soupy is wrong this time, change whatever is costing you more, the best your going to get from a membrane is around 98%
so to change it when it reaches 95% isn't going to save you much in resin costs.
The membrane is stuffed when its costing you more in extra resin each year than it would cost to replace it, only you can work
those figures out.