dont know why your all moaning,if you care to read the terms and condition of your personal account it will say that your not allowed to run a business though it,hence the wording "personal"
so now your being put on to there business accounts and rates
All of the above comments ARE about business accounts.
Banks like RBS and a few others have just this week decided to stop having the option of a flat rate business account.
They are now moving to a 'chargeable' business account, basically to push small businesses out.
So before you could pay £25 per month flat rate, but now every transaction is going to be charged, 50p for every bacs payment sent through, etc.