Shame we're not in France. Vive la revolution!!
Maybe I'm too "British", but all the insurance companies would do is lose some business - but if we don't have EL, the pricey part, we can't have employees!
I've just written off some jobs because of height restrictions at my insurance renewal. The commercial ones will eventually find another window cleaner but the residential ones will have a hell of a job.
And before either of you start on me,
yes I have WFP, and no it couldn't have done these jobs.