The first insurance that is absolutely needed is Public Liability - covers you against claims made against you for damage caused by you in he course of your work. I pay £75.00 per year whsi seems cheaper than others. I used a brokerage in Grantham - SMTK their tel is 01476 564877 give them a call.
I have spoken to the above firm re Employers Liability and they tell me that it is difficult to obtain but they are looking in to the problem - does anyone know where that can be arrranged and has anyone used the NAWC scheme that I have seen adveetised rcently?
John.