well its all business at the end of the day...
my company has core values, some of which are.
money up front on contract work.
canx charge only for contract.
mrs smith dont pay, ok, no worries, just say to her face, no worries its people like me who sleep well im alright and you should be ashamed of yourself for not paying. walk away head held high..
its worth joining the federation of small business as they supply a letterhead worded as if its coming from the baillif or creditors, and all other advice, failing that, just be carefull who you do work for contract wise, or just dont even do contracts