This is off topic so apologies in advance.
But please avoid Santander like the plague if you are thinking of getting a credit card from them.
They have cost me 100's
They asked me for PHOTO ID (I was already a customer)
I sent it and they sent it back all approved.
Two weeks letter a letter arrrives saying I hadn't sent it. A month later and 10 calls to a far east call centre I'm paying interest on the card I wanted to do a balance tranfer from.
In the end I went elswhere and they turned it around in 3 weeks.
That was that I thought.
No. The other week a card arrives from santander and they had automatically done the balance transfer on a card I had paid off and charged me a 3% fee.
Basically the twats have cost me money all round AVOID
Sorry to rant on a first post