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kordun

  • Posts: 186
Accepting card and online payments???
« on: January 29, 2010, 05:13:33 pm »
Hi all

Does anybody here have credit card machine or  online payment option so your customer can by card?
Do you charge your customers percentage that you are charged, normally 2-4%
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BDCS

  • Posts: 4777
Re: Accepting card and online payments???
« Reply #1 on: January 29, 2010, 05:53:16 pm »
I have a terminal - you only pay a % with credit card payments, with debit cards its 29p. Its better to have the money and swallow the charge than wait for your money. I got mine through the FSB because they were the cheapest by far ! Its a static terminal at home and I just tell the customers they have to ring HQ and the missus keys it in - EASY its in your account in about 3 days
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Pristine Clean

  • Posts: 1149
Re: Accepting card and online payments???
« Reply #2 on: January 29, 2010, 08:27:07 pm »
HI BDCS,

Do you not have line rental as well? Like £15 - 20 per month etc


Cheers

Dave
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"You have to except that some days you are the statue and other days you are a pigeon"

Daria Taylor

Re: Accepting card and online payments???
« Reply #3 on: January 29, 2010, 08:58:39 pm »
check rbs worldpay, they seem pretty good.
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cleaning-team

  • Posts: 66
Re: Accepting card and online payments???
« Reply #4 on: January 29, 2010, 09:03:19 pm »
Paypal? Just send them an invoice via Paypal and they can pay you online using a card - fees are the same (more or less) as most merchant accounts so unless you need a manual terminal thats what I would do as there is no set up and no monthly fees bar the transaction fees.
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BDCS

  • Posts: 4777
Re: Accepting card and online payments???
« Reply #5 on: January 29, 2010, 11:58:23 pm »
Yes the terminal rental is £15 - the mobile one was £40 but that would be grief on a jetting van with the damp. I would'nt think paypal to be a professional service myself
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Neil Mc Anulty

  • Posts: 407
Re: Accepting card and online payments???
« Reply #6 on: February 01, 2010, 12:45:44 pm »
Does anybody use the app on the I-phone for accepting payments?
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Nick Vassilev

  • Posts: 95
Re: Accepting card and online payments???
« Reply #7 on: February 04, 2010, 02:34:23 am »
What is this iPhone app? I haven't heard of it. Have you used it?

Regards,
Nick
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Big Al

  • Posts: 145
Re: Accepting card and online payments???
« Reply #8 on: February 04, 2010, 10:03:04 am »
yeah iphone app for me, so so easy
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Nick Vassilev

  • Posts: 95
Re: Accepting card and online payments???
« Reply #9 on: February 04, 2010, 11:38:24 am »
Who is your merchant services provider?
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Goldfinch PCS

  • Posts: 134
Re: Accepting card and online payments???
« Reply #10 on: March 01, 2010, 10:41:35 pm »
It's not only iphone any smart phone will do.

There are plenty phones out at the moment, blackberry, HTC, Nokia just to name a few, the iphone has the most choice of Apps.

I am setting up one soon. I am not sure who to choose as yet I am going for the cheapest.

One of the most popular is Intuit GoPayment from the company that makes Quickbooks, google it and check out the company.

Also Check out:

MobilePOS - from Adelante http://www.adelante.co.uk/mobilepos.html (need a merchant account - I am waiting on them to tell me if it can link with PayPal as the merchant.)

Always check the Setup Fees, Annual Charges and cost per transaction, oh and the minimum trade value per month.
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Goldfinch PCS
0800 612 9244
LTT PROmite(Altec) Member of - IICRC
www.goldfinchpcs.co.uk

Neil Mc Anulty

  • Posts: 407
Re: Accepting card and online payments???
« Reply #11 on: March 04, 2010, 03:05:18 pm »
Goldfinch PCS
Did they ever get back to you about paypal?
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