The Abbey is imo the best business banking...never had any probs in the last 4 years.
Insurance, i'm with the the NFU, but covers me for other things as well as carpet cleaning etc approx £380 per annum.
With FSB, after initial payment of £130 I think it's £100 per year. They offer business banking with the Co Op for free but apparantly not many peops happy with it! The FSB offer very good help with legal advice and tax investigation etc. When you consider that tax investigation insurance is a t least £100 pa, it's good value!
John