I have first hand experience of coming to an immediate stop from 80mph.
8 years ago I was driving to see my mate, who lives 15 miles away and driving at 80mph. I misjudged a bend, clipped the kerb and oversteered onto the right hand side of the road.
Did not really have a great deal of time to think about too much but I did see the speedo - it was a t 80 mph and then there was a lot of rushing noise, a very loud bang and then silence.
I hit a very big tree stump and stopped immediately.
I weigh 20 stone. I had my seat belt on but when I got out it had sheered from its mounting and was loose around my shoulder.
I did not shoot through the windscreen with momentum - the seat belt broke but it held me in place at the critical point.
I concluded that with my weight being at the top end of the scale - there aren't many 20 stone people - although this is becoming more common, it would put a greater stress on the mounting than someone who was average weight and the mounting probably would not snap.
I do not have the engineering and physics background to work out the stress factors involved but I do understand ratio and my experience tells me that momentum is not always continued if something is strapped in properly.
I may be wrong but this is my experience
Rob