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beau4021

  • Posts: 65
hi
can anyone please help
i have just been advised that my insurance is to go through the roof!!.
i have not had one claim  so i cant understand why.
am looking for another insurer, does anyone have suggestions please.
price i paid was £350 apparantly now £1500 !!!
very best regards.brian

carloso

  • Posts: 129
Re: carpet cleaning public private insurance advice help please urgent
« Reply #1 on: November 18, 2004, 11:59:27 am »
hi try natwest , i know it sounds crazy going to a bank(they are normally the dearest) but since they got taken over a couple of years ago there insurance arm seems to be becoming aggressive about new buisiness. if you call 0845 6072607 nwest bus banking, they will point you in right direction
good luck
carloso

dhnjj

  • Posts: 62
Re: carpet cleaning public private insurance advice help please urgent
« Reply #2 on: November 18, 2004, 04:02:57 pm »
Hi there,

Thats a big jump from £350!

did they give you a reason why?

My own insurance has recently doubled too. all because i phoned up to check if we were covered to clean our clients tools, they then started asking questions about what we did exactly? even though id already told them about everything down to the last dot. mine jumped from £500 to £1'200 all because they didnt listen to me in first place.

im with Allianz Cornhill so steer clear of them.

Regards

Dave

Failure lies not with falling down.
Failure lies with not getting back up!

adl

Re: carpet cleaning public private insurance advice help please urgent
« Reply #3 on: November 18, 2004, 05:50:02 pm »
i pay £1450.00 for public and employees insurance pluss a couple of add ons. i think its a bout the norm at the mo for good insurance

regards Dave ADL

beau4021

  • Posts: 65
Re: carpet cleaning public private insurance advice help please urgent
« Reply #4 on: November 18, 2004, 05:59:11 pm »
thanks for the replies to date
i asked why for the increase
the reply was that although i had not had any claims a lot of other carpet cleaners had.
thought this a bit of an obscure reason !!.
the difficulty as you guys obvoisly know
is that i can get reasonable cover
but not to include any damage that i do directly to what i am cleaning.
hope this makes some sense!!.
thanks agin.
brian

bob

Re: carpet cleaning public private insurance advice help please urgent
« Reply #5 on: November 18, 2004, 06:35:30 pm »
Try, McGregor Lloyd, 32 Richmond Road, Olton, Solihull B92 7RP. Tel 0121 706 0616.

Thay  look after NCCA. members so should know what thay are doing. I have been with them for a number of years now. (even before I was a member of the NCCA)

All the best in your hunting, let us all know how you get on. We all look each year for what is for us the best deal. 

Bob J

 

beau4021

  • Posts: 65
Re: carpet cleaning public private insurance advice help please urgent
« Reply #6 on: November 19, 2004, 03:19:35 pm »
hi guys
re insurance cover
i am now totally confused
today i phoned hsbc
they gave me a quote for £198 pounds
they insist this covers both 5 mil public and 2 mill private liablity
they will add on one extra to cover temp employees
they insist i do not need product liablity as this is only reqd if you are selling something
they insist guys. this covers any damage that should occur whilst cleaning
commenrts please cause i am bloody confused. and pleased.
regards.brian

adl

Re: carpet cleaning public private insurance advice help please urgent
« Reply #7 on: November 19, 2004, 04:24:43 pm »
If you want to give my broker a ring he specialises in this type of insurance and can give you the correct advice, his name is John from Stevenson & Threader he is based in Manchester but can sort you out over the phone his number is 01621 3705400

regards Dave ADL

beau4021

  • Posts: 65
Re: carpet cleaning public private insurance advice help please urgent
« Reply #8 on: November 19, 2004, 04:48:10 pm »
thanks dave will do on monday

adl

Re: carpet cleaning public private insurance advice help please urgent
« Reply #9 on: November 22, 2004, 10:21:46 am »
Just to correct the telephone number that i gave you it is 0161 3705400

regards Dave ADL

dhnjj

  • Posts: 62
Re: carpet cleaning public private insurance advice help please urgent
« Reply #10 on: November 25, 2004, 10:24:33 am »
Hi again,

HSBC are brokers for Aliannz Cornhill, sorry forgot to mention that earlier.

Regards

Dave
Failure lies not with falling down.
Failure lies with not getting back up!

beau4021

  • Posts: 65
Re: carpet cleaning public private insurance advice help please urgent
« Reply #11 on: November 25, 2004, 07:49:16 pm »
its ok dave thanks for your help
still on the case, but getting anywhere yet
will let you know the outcome
i can see re insurance its a problem that i am not a member of the ncca will put that right soon
reg.brian