Ian,
I now understand what you are getting at !
In addition to a fairly extensive van-stock, I also have a storeroom stacked with products which I now use with much less regularity than in recent past.
Basically you are asking whether to Ultimate Master can be used simply as an enzyme pre-spray. how effective this would be compared to a product specifically formulated for that purpose can best be answered by the chemists responsible for its' formulation, but I suspect that, regardless of its' dilution rate, it would not perform as well. most products perform best when used 'as directed'.
In your final sentence you referred to a "switch to micro-splitters". I know of at least one distributor of such products who has the integrity to agree that, regardless of how good they may be, they are not the best solution in every case - I cannot forsee that 'conventional' chemicals will be totally replaced by these newcommers.
My own approach is to use micro-splitters where I consider their use appropriate, and accept that the money invested in other stock is going come off the shelf slower that expected at time of purchase.
Hopefully this may also have helped Neal.
John.