I think pushing way forward is not only motivated by financial gain.. it can't be because of higher expenses and countless reinvestment...there will be a sweet spot and I think generally if you find it that should be enough..
There has to be a line drawn at some point.
Even Alexander the Great had to be forced to not cross the river beas considered the end of the world everything went backwards afterwards!
So find your sweet spot wherever it could be
Life is short we need to be sensible and learn to balance it all out
Ironically I'm typing this out while working but still lol!