I have been insured with them for around 8 years , I to have had two non fault accidents people driving into me when Ime Stationry, and with in 24 hours both times a courtesy van with ionics hot system was on my doorstep 200 miles away from them the first time it was Sarah the owner of Alexander swan who deliverd it there service is excellent and premium is very competitive mine is insured fior a set amount not market value so should the worst happen hopefully I won’t be to much out of pocket thouroughly recomend them . They will want proof of a professionaly fitted system not held in with ratchet straps , or at least they did years ago not sure if that still applies