[PHILIP HARDY]

Hi I have one full time employee and keep getting reminders that from Jan 2018, I must enroll all employees into a pension scheme, They used to be able to opt out but now they stil can but its difficult and you must have a scheme in place regardless.
Has any one any experiance in setting one of these up?  any help welcome.

[simon w]

You need to enrol them first then the employee needs to opt themselves out if that's what they've chosen to do.

I used a company to enrol my employee and they liaise with the company I use to do my payroll couldn't be bothered to do it myself but cost me quite a lot outsourcing the enrolment/admin

Had to make contributions for several weeks until he'd been taken off the scheme employee got refunded through his tax code and I had a refund into my bank account. 

[Don Kee]

Its not as hard as it sounds, although I found it a ballache as it’s just something else to do...

My accountant did most of the legwork, but basically we use NEST for the pension scheme. You need to first register as an employer with HMRC and then they’ll prompt you to set up pensions. You then need to register with pensions and then add in your employee details (NI number etc...) once you have.

Its then just a case of working out what your contributions need to be every month (again, my accountant does payroll and so does this for me as well) and it comes out of your bank account.

You have set them up intially on oensions whether they want in or not. Your employee will get an ID number, if they choose to opt out they can use this to do so but for the amount it actually is I’d be surprised if they did.

Got to be honest, I thought you should already be paying into their pensions if they’re earning over a certain amount? (cant remember the exact figure but its somewhere around £10k a year)

[Frankybadboy]

for all the people who claim to employ on here there isnt much help about pensions 

[Steve Newres]

for all the people who claim to employ on here there isnt much help about pensions 

I got one of the girls in the office to do it. 

[Marc Stock]

That reminds me. My staging date was the 1st Jan

[PHILIP HARDY]

Thanks guys, been a big help, all sorted using Nest

[Steve Newres]

Thanks guys, been a big help, all sorted using Nest

Always nice to be of assistance. 

I think basically you just contact one of the companies and they take your money.

[NWH]

I set 1 up but they have to voluntarily opt out of it,you have to enroll them though and they have to choose to opt out themselves.