I look at it like this.
I isn't going to be loads of things I can claim for EXTRA if I got an accountant.
I am small time. Could be other way round. I claim full amount for say mobile phone when only entitled to part.
Worst thing, I have to pay it back. Nothing lost.
At the end of the day. We are paying for someone (accountant) to do the tax mans job. They should provide an accountant, then they would know all is ok.
When I had a milk round, tax man paid a visit. He was good. Spotted 1 iffy receipt
They don't miss anything. I was VAT registered then. Cant see them calling for a small man like me if they are so badly in the shi%