[tom20001]

guys i dont have any so can you tell me what i need for window cleaning and how much i should expect to spend?

thanks in advance

[PoleKing]

Public liability as a basic.
£1m, £5m, £10m depending what you fancy or what's required by the job.
I've got £5m through A-Plan. It's about £120

[tom20001]

getting quoted 500 euro for public liability for 2.5 million euro which is the standard over here, just for window cleaning trad, gutter cleaning off ladder and pressure washing

any1 know if any of the british insurance companies you guys are with cover over here in ireland?

[Phil @ Extreme Clean]

gleaming insurance i pay just under £17pm for 2mill public liability as a carpet cleaner that includes damage loss of keys etc this also covers me for gutter cleaning window cleaning and a lot more email Mark or Martin  office@gleaminginsurance.co.uk they'll sort you out mate.

[andyM]

I'll be looking to renew my Public Liability in April.
Has anyone on the forum who are insured with GLEAMING INSURANCE ever had to make a claim?
If so were you happy with how the claim was handled?
Im asking because their level of cover sounds very comprehensive, but wanted to know if they are a company who will stand by you in the event of making a claim if the need ever arises?

[tom20001]

gleaming insurance i pay just under £17pm for 2mill public liability as a carpet cleaner that includes damage loss of keys etc this also covers me for gutter cleaning window cleaning and a lot more email Mark or Martin  office@gleaminginsurance.co.uk they'll sort you out mate.

thanks mate, just dealing with them, a lot more competitive and comprehensive........

Id like to ask same question as andy tho any1 know how they were to deal with in the event of a claim?

[Phil @ Extreme Clean]

Iv'e not had to make a claim so can't answer that i do know the cover is with Hiscox but through gleaming. I can say that they don't mess about in the way of answering any queries and i was shocked when i emailed them too ask how much to add gutter cleaning to my policy and the reply was i'm already covered along with a big list of other things i am covered for. Allthough i have a £250 excess on all damage claims.

[Phil @ Extreme Clean]

This is what my policy cover which is great for £17pm

ACTIVITIES COVERED:
The following activities are covered by this Public Liability Insurance policy.
Carpet & Upholstery Cleaning including soft furnishings
Commercial Property Cleaning (interior and exterior) which includes;
shops, offices, restaurants, pubs and other properties occupied by businesses
Conservatory Cleaning
Contract Cleaning
Domestic Property Cleaning (interior and exterior)
End of Tenancy Cleaning (interior and exterior)
Gutter Cleaning
Hard Floor Cleaning
Holiday Home Cleaning (including Caravans)
Kitchen Cleaning
Oven (domestic and catering only) & White Goods Cleaning
Pressure Washing to 248 bar (3,600 psi)
Solar Panel Cleaning
Window Cleaning including Soffits, Fascia and Frames
You are automatically covered to carry out any of the above activities to a maximum height of 25 metres. All
claims for property damage are subject to a £250 excess.
COVER PROVIDED:
Public & Products Liability Insurance
Damage to Property Being Worked Upon
Treatment Risks
Loss of Customer’s Keys
Misuse of Customer’s Telephones
Failure to Secure Customer’s Premises
Financial Loss

[deeege]

I'm also with Gleaming. £17 per month too. I've never had to claim (fortunately) but I hear they are good to deal with regarding claims.

[PoleKing]

Iv'e not had to make a claim so can't answer that i do know the cover is with Hiscox but through gleaming. I can say that they don't mess about in the way of answering any queries and i was shocked when i emailed them too ask how much to add gutter cleaning to my policy and the reply was i'm already covered along with a big list of other things i am covered for. Allthough i have a £250 excess on all damage claims.

If you're underwritten by Hiscox you'll be safe as houses.
My Mrs reckons when she worked in insurance they were the fairest underwriters and paid out more frequently than any of the other providers.