Win pro that brings up a story, I always get legal little cost for something Si important!
Last year someone hit one of vans, nothing serious but was off road for a week so iv climbed for losses! They come back with £200 haha iv shown company accounts with turnover and we worked out how much the van cost the company being off the road which is much more!
So the battle goes on but my point is do they really think 200 is a serious offer with a vehicle being off the road earning no money, properly what they think a window cleaner earns in a week haha
I would imagine 9 times out of 10 would be a battle to get anything out of an insurance company! However, I still think the relatively small cost of Legal Cover is still a must this day & age especially.