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Personal Accident and Sickness Insurance?
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Chris R
Cleanitup God
Posts:
813
Personal Accident and Sickness Insurance?
«
on:
January 05, 2012, 05:35:42 pm »
Hello,
I am looking to take out some personal accident and sickness insurance cover and I am hoping someone can point me in the right direction?
The company that used to advertise on here (gleaming insurance) no longer offer this type of cover.
Thanks
Chris
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Staffordshire
Kinver_Clean
Cleanitup God
Posts:
1120
Re: Personal Accident and Sickness Insurance?
«
Reply #1 on:
January 05, 2012, 05:49:12 pm »
Do a lot of research and read the small print very, very carefully, they are like eels getting out of things and will not pay if they can possibly help it. I think there was something done by Which? and they can usually be found in the public library.
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God must love stupid people---He made so many.
Kinver_Clean
Cleanitup God
Posts:
1120
Re: Personal Accident and Sickness Insurance?
«
Reply #2 on:
January 05, 2012, 06:03:37 pm »
Having looked at the Which? site it reinforces my comment above and says that they can be poor value and not payout when you need it.
It is a minefield.
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God must love stupid people---He made so many.
BDCS
Cleanitup God
Posts:
4777
Re: Personal Accident and Sickness Insurance?
«
Reply #3 on:
January 05, 2012, 08:49:44 pm »
I have these
http://www.exeterfamily.co.uk/
But they don't isure my racing so I also have the CICA
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markpowell
Cleanitup God
Posts:
2279
Re: Personal Accident and Sickness Insurance?
«
Reply #4 on:
January 05, 2012, 09:57:46 pm »
Put some money in a savins account to cover any sickness etc,
Mark
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John Higgins
Cleanitup Sr. Member
Posts:
112
Re: Personal Accident and Sickness Insurance?
«
Reply #5 on:
January 10, 2012, 12:10:09 am »
Hi Cancelled mine last year
apperently you had to be off work for more than 10 weeks before policy takes effect.
this is common practice on these policys
if you take one out be carfull to read small print
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clinton
Guest
Re: Personal Accident and Sickness Insurance?
«
Reply #6 on:
January 10, 2012, 07:58:31 am »
same as mark posted and put some money away every week or month in an account..
You will get a nice sum if you do start that saving plan..
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PaulKing
Cleanitup God
Posts:
1626
Re: Personal Accident and Sickness Insurance?
«
Reply #7 on:
January 10, 2012, 12:54:38 pm »
I'm not a fan of them, life insurance yes but really these polices are another sort of PPI.
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established 1968 in Newcastle Upon Tyne
Richard Basey-Fisher
Cleanitup God
Posts:
260
Re: Personal Accident and Sickness Insurance?
«
Reply #8 on:
January 10, 2012, 02:15:33 pm »
sim to paul i have a big policy for life cover ( dont tell the mrs ) . trouble is with most of the accident medical cover is it does not cover much tbh unless your willing to pay a high premium. like others have said stick some wonga in a sep account to help you out short term or marry someone with a good job like me lol
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AJB
Cleanitup God
Posts:
781
Re: Personal Accident and Sickness Insurance?
«
Reply #9 on:
January 10, 2012, 02:30:10 pm »
Save by buying Premium Bonds every month.
One small win will more than match any interest
you can earn from savings plans. You can cash
some in should you need the money, and you
never know you might just drop lucky, and win
a large amount.
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www.ajbcarpetcleaning.co.uk
At the end of the day a Satisfied Customer is all that counts, They'll come back and so will their friends!!!
jasonl
Cleanitup God
Posts:
3183
Re: Personal Accident and Sickness Insurance?
«
Reply #10 on:
January 10, 2012, 02:36:03 pm »
Premium bonds have been proven to be a very poor investment vehicle , a bit like "investing "in the lottery.
http://www.moneysavingexpert.com/savings/premium-bonds?gclid=CL3bhJrWxa0CFUQMfAodDnzg-w
Far better to pick the very best savings rates you can find on the high street ,and save your premums there , preferably in the name of a non taxpayer that you may know, like a child , non worker etc.
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Personal Accident and Sickness Insurance?