John, This was an AXA policy where you could buy units. To start with you paid £25 for every £50 a weeks cover. I paid £100 annually,this bought 4 units of £50. This paid out £200 a week for a year. They stopped issuing this policy years ago, but because I kept renewing they had to honour it.
The decision not to cover window cleaners for personal accidents is a new one and not age related. I'm 63 by the way.
What is worring me is AXA is a very big company, will others follow suit?
This happened with taxi/ mini cab owners untill there were very few companys offering premiums. The result of this was a doubling or trebling of premiums. DAI