LloydsTSB are pretty much the same as Barclays - after the free period, you pay per cheque, pay per credit slip, cash is toooo expensive to pay in.
Was tempted to change to Santander for free business banking, but heard some horror stories on here.
Not sure about the co-op deal? Spoke a few years back with the FSB - seemed a bit vague
Personal account has been with Lloyds for 20+ years, doesn't seem to count for much with the business side of things,
To change now would be a pain - as so many custy's pay by bank transfer
I'm sure these charges could be negotable - anyone got experience of biting back at their bankers?