If you have a Santander business account, check your charges thoroughly this month. I have had a statement through and it says at the bottom that they will be charging me £64 for exceeding my cheque limit in November. This would mean that I had deposited 228 cheques during that month. The actual number was 44 - so no charge is due. This problem was around for a few months a couple of years ago and they "fixed" it. Looks like it's re-surfaced. I phoned them. They said the charge will not now be made. Wonder what would have happened if I hadn't noticed.