[darren clarke]

http://www.bbc.co.uk/news/business-11627135

is every one ready for the pension changes in 2012,  even with 1 employee u have to offer a provate pension or join NEST

but if they done earn  £7,475 a year then they do not ahve join,   i can see every job soon being 16 h

[mci services]

It says between employee and employer it would be a 8% contribution, does anyone know the split

[mci services]

ok read it properly evntually it will be a 5% by the worker and then 2% employer rising to 3%

that means the employer of 20k employee will be out of pocket by £360 odd quid a year per man.

and there is a few loopholes like using part timers, or temporary staff

[Gav Camm lammy 283]

i hear dean taberners men r opting out
apparently