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murky

  • Posts: 627
Re: chip and pin terminal
« Reply #20 on: July 06, 2010, 08:40:38 am »
Having and using a card machine is like offering protection on a suite or carpet.

When you go to do a quote do you ALLWAYS offer the service? Or do you do it now and again or hardly at all, I am honest and say hardly at all, I know I should as its upselling, and I was asked today on a quote if I did it.

Now in a scenario at the end of the job or when you quote, customer says how do you want paying cash or cheque, you reply both or actually we take cards now.

The difference surely is if you offer the service, if the machine rattles around your van to be used every now and again then thats all it will be and you will moan and say thats £25 down the drain every month, but if you offer it on all jobs in my view you will reap the benefits.

Murky

Simon Gerrard

  • Posts: 4405
Re: chip and pin terminal
« Reply #21 on: July 06, 2010, 09:14:54 am »
Murky,

Spot on mate . We have the CC facility and when someone asks is a cheque ok, we say, you can pay by card if you like and they do. Paying by card is cheaper than paying 60p per cheque to pay them into the bank and it's straight into your bank account....simples!.

Joe,
Sorry, you've lost me completely.

Simon

derek west

Re: chip and pin terminal
« Reply #22 on: July 06, 2010, 06:43:25 pm »
HRT  ;D still chuckling

anyhoo heres my 2 penneth worth using my debit card to pat the 2 penneth of course ;D

and here are the latest scores

asked by customer if i'm a member of the NCCA 1

asked if they can pay by card 2

thats since i started 2 an half years ago

not much demand from either but we're all gonna have to go down this route sooner or later, sooner seems better i suppose,

any one using elavon? think thats what there called

wynne jones

  • Posts: 2918
Re: chip and pin terminal
« Reply #23 on: July 07, 2010, 04:20:58 pm »
It's not expensive, you just can't afford it.

Doug Holloway

  • Posts: 3917
Re: chip and pin terminal
« Reply #24 on: July 07, 2010, 05:25:17 pm »
Hi Guys

I haven't got a terminal but do allow customers to pay via bank transfer if they wish, although this does potentially have the disadvantage of having to trust the custy.

There has definitely been a trend to cash over the past few yeears and at least your pretty sure you really have been paid!

Cheers

Doug

Joe H

Re: chip and pin terminal
« Reply #25 on: July 07, 2010, 05:43:30 pm »
Like Doug I too have had clients using bank transfer, more so just recently.  On the recently introduced fast transfer system I have had transfers in to my account on the same day they have gone from the clients.  And I try to pay most of my invoices that way too.

Cheques are ok with me, no charge for depositing cheques at the business bank I am with  - Alliance & Leicester. I can bank them in an envelope at the local post office or post them.

elliott cleaning

  • Posts: 778
Re: chip and pin terminal New
« Reply #26 on: July 07, 2010, 07:35:32 pm »

.............
There has definitely been a trend to cash over the past few yeears and at least your pretty sure you really have been paid!

Cheers

Doug


Not guaranteed!!      Had a Belgian client who paid cash a number of years ago.  Banked the cash & the bank rejected two of the £50 notes as counterfeit.

What I found strange was that they just handed the notes back to me
Went back to the guy & he was genuinely as   perplexed as me :o :o

Would have thought I'd be hauled in for passing off duff currency

Apparently alot of dodgy sterling notes float around the continent where people are less astute at spotting £ forgeries - guess a bit like me - I wouldn't know what to look for