Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: wayne99 on November 08, 2004, 11:28:02 am

Title: turned down for a busness account
Post by: wayne99 on November 08, 2004, 11:28:02 am

just been turned down for a busness account with halifax, where do i stand now, i want to be a legit busness paying tax and insurance but it is so hard now to think what to do after been turned down, have any of u guy's had the same problem and if so what did you do to overcome this, thanks for any help lads,

Title: Re: turned down for a busness account
Post by: Jake on November 08, 2004, 04:54:52 pm

Wayne99

Try again mate, but go to one of the big banks, as they have always catered for business accounts, as opposed to a Building Society, try Nat West, and good luck

Title: Re: turned down for a busness account
Post by: martin19842 on November 08, 2004, 06:13:09 pm

hi there wayne

abbey national offer a free business bank account as long as you dont pay in more than 20 cheques per month.

barclays offer free banking for 18 months, we are with them and its a good service.

the other thing would be to go along to the current provider of your personal bank account.

regards

martin

Title: Re: turned down for a busness account
Post by: Stephen_Watters on November 08, 2004, 06:28:09 pm

I have been with the Nat West for twenty years so I would need a goopd reason not to bank with them.

Well Lloyds gave me  a good reason. Excellent business banking benefits with loads of info for new businesses. They also provide a business manager who concentrates on your business and gives excellent advice and guidance.

Hope you get it sorted

Stephen

Title: Re: turned down for a busness account
Post by: wayne99 on November 08, 2004, 11:47:48 pm

thanks guy's will try nat west and loyds

Title: Re: turned down for a busness account
Post by: Malcal on November 09, 2004, 12:24:39 am

Hi All
My missus has her own bis and use's Abbey. I can't believe the deal she got, much better than mine when my loans paid I'm off.
Cheers Mal

Title: Re: turned down for a busness account
Post by: andy on November 09, 2004, 11:06:03 pm

do you have crap credit history? if so, that's why you cant get one. and you wont be able to untill you build up your credit again. They dont just give a business account neely willy, they check your personal history.

And it dosent matter who you go with to open.

Ohhh! you dont need to have a business account to operate like a soo called pro window cleaner! You can just get a extra personal account and pay only your wages into it. For the rest of the money just write down what goes where and keep reciepts and little bits and bobs like that. The tax man will be ok with that.

ANDY

Title: Re: turned down for a busness account
Post by: The Great One on November 10, 2004, 08:58:20 pm

Hi Andy is quite right with the personal account part, but even with crap credit history you will be able to open an account with Nat west.

Good luck

Regards

Martin 8)

Title: Re: turned down for a busness account
Post by: Jake on November 10, 2004, 08:59:47 pm

Andy

Credit history could be a reason but not neccessarily so. After a year off work following a bad accident 5 years ago, I amassed quite a few debts and was 'blacklisted'. But just over 2 years ago I was given a business account by NatWest, All my debts are paid off now, and I still have a poor credit history, but it aint the end of the world!

                                              Jake........Westclean