Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: mufcglen on April 12, 2014, 01:52:22 pm

Title: public liabilty
Post by: mufcglen on April 12, 2014, 01:52:22 pm
i need to get new public liabilty insurance as my old policy's about to end and that was more for when i was doing property maintainence, can anyone recommend a decent company for window cleaners?
Title: Re: public liabilty
Post by: ben M on April 12, 2014, 02:40:59 pm
which company did you have?
Title: Re: public liabilty
Post by: PoleKing on April 12, 2014, 02:52:39 pm
Aplan are pretty good £115p/a £5m cover
Title: Re: public liabilty
Post by: dannymack on April 12, 2014, 02:54:53 pm
Try Simply Business there pretty good 👍
Title: Re: public liabilty
Post by: ben M on April 12, 2014, 02:58:58 pm
Aplan are pretty good £115p/a £5m cover
really? i pay £170 for 2M!
Title: Re: public liabilty
Post by: PoleKing on April 12, 2014, 03:07:12 pm
Aplan are pretty good £115p/a £5m cover
really? i pay £170 for 2M!

Yup.
I thought you liked to pay more for the same thing.
You're an Ionic fanboi no?
Title: Re: public liabilty
Post by: mufcglen on April 12, 2014, 03:30:14 pm
cheers guys ive read a few people on the forums have a plan so will check them out and i believe you need up to 5m with alot of commercial jobs which i will be trying to step into, my last company only had 2m.
Title: Re: public liabilty
Post by: ben M on April 12, 2014, 03:55:48 pm
Aplan are pretty good £115p/a £5m cover
really? i pay £170 for 2M!

Yup.
I thought you liked to pay more for the same thing.
You're an Ionic fanboi no?
i am not a ionic fan,just bought a van with ionic system and like it,nothing more! and if you think ionic system is the them than others systems, you should learn a bit more about it  ;)
maybe not the same thing anyway, depend which contract you've got
Title: Re: public liabilty
Post by: PoleKing on April 12, 2014, 06:30:07 pm
Aplan are pretty good £115p/a £5m cover
really? i pay £170 for 2M!

Yup.
I thought you liked to pay more for the same thing.
You're an Ionic fanboi no?
i am not a ionic fan,just bought a van with ionic system and like it,nothing more! and if you think ionic system is the them than others systems, you should learn a bit more about it  ;)
maybe not the same thing anyway, depend which contract you've got

I was only teasing Ben.
I actually know a fair bit about their kit.
Back on OP, try A-Plan.
They're pretty good.
Title: Re: public liabilty
Post by: ben M on April 12, 2014, 06:46:50 pm
Aplan are pretty good £115p/a £5m cover
really? i pay £170 for 2M!

Yup.
I thought you liked to pay more for the same thing.
You're an Ionic fanboi no?
i am not a ionic fan,just bought a van with ionic system and like it,nothing more! and if you think ionic system is the them than others systems, you should learn a bit more about it  ;)
maybe not the same thing anyway, depend which contract you've got

I was only teasing Ben.
I actually know a fair bit about their kit.
Back on OP, try A-Plan.
They're pretty good.
ok thanks  :)
Title: Re: public liabilty
Post by: robertphil on April 12, 2014, 06:48:05 pm
i second that Simply business are ok.      worth looking into a firm that can do a combined policy [public + employers}    if you are thinkin of employing.    not that many insurers do both  ,i found out  but cannot remember the reason why
Title: Re: public liabilty
Post by: Soupy on April 13, 2014, 08:59:14 am
Quote from: PoleKing
I thought you liked to pay more for the same thing.

Haha. Spoken like a true master of the overpaying, Audi driving, Apple having, iPhone using fanboi brigade.
Title: Re: public liabilty
Post by: PoleKing on April 13, 2014, 10:50:27 am
Quote from: PoleKing
I thought you liked to pay more for the same thing.

Haha. Spoken like a true master of the overpaying, Audi driving, Apple having, iPhone using fanboi brigade.

What do you drive Soupy?
For my needs, there isn't a better vehicle than I've got.
Title: Re: public liabilty
Post by: Soupy on April 13, 2014, 11:03:50 am
If you do "need" a 4x4 - which you don't, then it is pretty much agreed across the planet that the best 4x4 in mass production is the range rover.

Title: Re: public liabilty
Post by: PoleKing on April 13, 2014, 11:09:05 am
If you do "need" a 4x4 - which you don't, then it is pretty much agreed across the planet that the best 4x4 mass production is the range rover.



Yup. But my mrs don't like it.
That is the most important thing.
If she don't like it I'll end up buying twice.
I don't need a 4x4 but I do need a big boot. Boots don't get bigger than the Q7.
Quiet on your own motor aintchya?
Title: Re: public liabilty
Post by: Soupy on April 13, 2014, 11:10:47 am
Currently I'm driving a 52 plate golf 4motion v6. I don't keep cars long I get bored easily.

Usually I drive Defenders.
Title: Re: public liabilty
Post by: PoleKing on April 13, 2014, 11:12:06 am
Currently I'm driving a 52 plate golf 4motion v6.

Usually I drive Defenders.

Nice motor. My brother used to drive one about 10 years ago.
Must admit, I thought you'd have something like that but not the v6.
Title: Re: public liabilty
Post by: Soupy on April 13, 2014, 11:16:11 am
I've only had it a fortnight. It'll be gone by next weekend.

Best car I've ever owned was a range rover. Incredible machine but too much money to run. Think I might get myself a range rover again - probably an older p38. A V8 maybe.
Title: Re: public liabilty
Post by: David Kent @ KentKleen on April 13, 2014, 11:25:23 am
I shopped around on the internet for pl insurance covering 5 million and buildings worked upon, then phoned swinton up and they beat all the quotes I had in front of me. Around £130 per year for me.
Title: Re: public liabilty
Post by: PoleKing on April 13, 2014, 11:35:42 am
I've only had it a fortnight. It'll be gone by next weekend.

Best car I've ever owned was a 2007 range rover sport. Incredible machine but too much money to run. Think I might get myself a range rover again - probably an older p38. A V8 maybe.

That's the thing-most people can afford to buy the big motors.
Running them is a different kettle of fish.
Full tank-£130-and it's gone in a week or so ::)roll, tyres are another killer.
But the roar of that V8 (which you should definitely buy! ;D) is priceless.
Title: Re: public liabilty
Post by: ben M on April 13, 2014, 11:39:43 am
with gleaming insurance i pay exactly £198.22 a year for 2M  >:( >:(
Title: Re: public liabilty
Post by: Herve garrot on April 13, 2014, 11:03:55 pm
£106 a year.£1 million cover with tradesman insure